PLAYER INJURY IN THE SENIORS
 First
aid
There will be a qualified trainer present at all of our matches and training
sessions, they will be equipped with a first
aid kit, ice packs etc.
Each club in the SAAFL makes a stretcher available.
Ambulance
The need for ambulance transport after an injury would be
advised by the team trainer.
They will be guided by such considerations as whether a player has lost consciousness for more than a moment,
if
there are serious pain control issues, or in other instances where travel by
private car is considered inappropriate.
Note that the player is liable for the costs
incurred, whoever makes this call.
Insurance
Lockleys FC is insured through the
Australian Football
National Risk Protection Programme via JLT Sport. Player injury is covered by the
Personal
Accident part of that insurance.
A simple analysis of the insurance is that a player is expected to manage the
medical costs incurred and be aware of the restrictions on what is paid for.
There is a maximum amount that can be claimed '..in respect of any one injury or series of injuries to any number of persons arising out of any one occurrence..' ($10,000 in 2009). There are
exclusions. There are limitations (e.g. if you are treated privately you can claim for the non-Medicare medical costs associated with that injury
but that does not include the Medicare Gap) .
If you have an injury and associated expenses such that you wish to claim on JLT
please let the club know by
email, and then visit the
Personal
Injury Claims page of our insurer to download a claim form.
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